Logistics environment has changed dramatically, can logistics finance find a new path?

Logistics industry is the arterial system of the national economy, linking the various sectors of the economy and making it an organic whole. Its development degree has become one of the important symbols to measure the degree of modernization and comprehensive national strength of a country. Along with the deepening of the strategy of "one belt and one road" and the supply side reform of the country, especially in recent years, the investment and practice of different market players in the field of logistics finance have deepened.

Logistics finance, as an important part of China's emerging development model and supply chain, provides enterprises with the capital needed for production and provides banks with the export of funds. Banks and other financial institutions cooperate with logistics enterprises to guarantee dynamic inventory, accounts receivable and prepaid accounts, so as to make use of enterprise funds. The effective management and control of the withdrawal of funds and the state of inventory can be realized, and the effective management of risks by banks, the effective control of inventory by warehousing and the effective utilization of funds by enterprises can be realized.

However, as the competition in the logistics industry continues to intensify, the profit margin of logistics enterprises is gradually shrinking, and the development mechanism of logistics and financial integration is one of the new profit growth points of logistics in the future. Then, in the face of the great changes in the logistics environment nowadays, where is the way out for the innovation of logistics finance? Can logistics finance help enterprises find a new path?

From logistics to supply chain + financial innovation and transformation

At present, the growth scale and business growth of the logistics industry is slowing down gradually, and the logistics industry has entered a new critical period of transformation and upgrading, which urgently needs new development mode and development mode. Under the environment of national policy support, logistics enterprises should actively integrate industrial resources, explore the development mode and realistic path of "logistics + supply chain finance" to realize the overall transformation and upgrading of logistics industry.

In the Internet era, the logistics industry driven by logistics demand is gradually becoming the core of the supply chain. How to transform the traditional logistics business into financial business, solve the problem of capital demand of small and medium-sized enterprises in the supply chain, and create new value growth point for logistics enterprises, has become the focus of current logistics enterprises. Supply chain finance has significant benefits for core enterprises, small and medium-sized enterprises and logistics enterprises.

Logistics enterprises in the "transformation pain" create capital supply, and SMEs in the "financing pain" create capital demand, thus giving birth to "from industry to finance" supply chain finance. In the Internet era, supply chain finance provides low-cost, stable funds for small and medium-sized enterprises in the supply chain, and provides sustainable cash flow for their main business. It opens up new business areas for logistics enterprises with dynamic, rapid response and low-cost closed-loop service, bringing new opportunities for the sustainable development of logistics enterprises. Earnings growth point. Logistics supply chain financial enterprises give full play to their grasp of the logistics, information flow, capital flow advantages, to build a green eco-finance.

Integration of logistics and new technology to achieve iterative upgrading

Under the background of "Internet +" strategy, the efficiency and degree of integration of online and offline have been increasing, making intelligent logistics showing a variety of development modes and enriching the development mode of intelligent logistics.

Intelligent logistics is supported by information technology such as Internet of Things, big data, artificial intelligence and block chain. It realizes the functions of system perception, comprehensive analysis, timely processing and self-adjustment in transportation, warehousing, packaging, loading and unloading, circulation processing, distribution, information service and so on. The realization of intelligent logistics can greatly reduce the cost of transportation in related industries, improve transport efficiency and enhance enterprise profits.

For example, big data technology enables us to make more scientific and accurate assessment of things in the economic field. In recent years, due to the progress of computer, software and network technology, large data, shared data, cloud statistics, cloud computing, people can order, consumption and logistics for accurate statistics and arrangements. It can be said that large data has penetrated into all aspects of the logistics field, as a new technology, it has brought more opportunities to the development of logistics. For logistics enterprises, the rational use of large data technology will play a positive role in the management of enterprises, customer relationship maintenance, resource allocation and other aspects, making logistics decision-making more efficient and accurate.

The block chain technology, which has springing up in recent years, has also done something in the logistics industry. As China's leading technology-driven e-commerce and retail infrastructure service provider, Rookie Bird and Tianmao International announced in February that Block Chain technology has been enabled to track, upload and verify full-link logistics information for cross-border imports, covering production, transportation, customs clearance, inspection and third-party inspection. The entire process of importing goods will give each cross-border imported goods a unique "identity card" for consumers to check and verify. Previously, the Ant Golden Clothing Technology Laboratory had applied its block chain technology to food safety and quality traceability. 26 brands of milk powder from Australia and New Zealand had their own "identity cards". Users purchase and receive milk powder on Tmall international, then open Alipay App to sweep the two-dimensional code, and you can reach the source tracing anti-counterfeiting query.

Jingdong logistics, which has been competing with rookies, has rich application scenarios for block chains. In January this year, Jingdong Logistics formally joined the Global Block Chain Freight Alliance, becoming the first Chinese logistics company to join the alliance.